The questions were answered but as an example, I have played for years and just now come on to chill every so often. There is nothing pay to win on the server. The only things that require real money are when you add a skin from the steam workshop in as a gun reskin or a playermodel. Everything else can be earned in game with in-game money. Even the premium currency (suga) can be earned in game through your quests. My recommendation for you is that you do some of the jobs that earn a lot of money without using printers. I would say to sell your printers for about 300k for the total of both of them if you can get someone to buy them for that. Then go onto a job like the meth cook (not easy meth cook) and make kalaxian. That should earn a good amount of money. Work towards saving 5 million to get a custom class at a CC Creator. Every weapon slot on it costs 10 million but you can add them later at a CC Editor. Your most important items you should get on the CC are a jump swep (master sword works best for new players), a gun, and a bacta grenade (for healing). Additionally, a lockpick after those three or a medkit (just to be able to heal without waiting the cooldown after using the bacta nade) is advised. You can not get jetpacks on your CC through any normal means.
The way people are flying are with jetpacks which currently according to marketplace value are about 100k each. If you want to use them then be sure you have no fall talismen to prevent fall damage as you get used to them. The armor can be bought from suppliers and black market dealers. The armor packs are what you would look for. Additionally, there is an option on your CC Editor to start with 50 armor out of 100 which is nice.
Hope this helped.